Pagar la suscripción del Whatsapp.

 

 

En los últimos días algunos amigos, familiares o conocidos han tenido que renovar la suscripción del Whatsapp. Esto no es en sí un problema, ya que la mayoría ven muy atractivo el precio (€ 0.89 ) por un servicio que les permite seguir aprovechando esta app.

El principal problema viene en «cómo» pagar la cuota. Los que lo hayan intentado sabrán las opciones que Whatsapp nos da. Pero, para aquellos que no sepan donde está la opción para renovar. Vamos a «ajustes» dentro de la aplicación, luego quinta pestañita «Info de cuenta», primera pestaña «Información de pago».

Aquí es donde nos encontramos con la información de nuestra suscripción:

  1. Número de teléfono, recordar que el número de teléfono está vinculado al servicio que nos ofrecen, si cambiamos de terminal tenemos el mismo número como identificación de whatsapp, si cambiamos de número de teléfono, cambia nuestra identificación de Whatsapp aunque pongamos el mismo nombre de usuario. Esto puede parecer una tontería para algunos pero para otros supone un problema.
  2. Caducidad del servicio, cuando se acaba nuestra suscripción.
  3. Comprar extensión para, por si queremos renovar por más de un año, tenemos las opciones de 3 y 5 años con un 10% y un 25% de descuento respectivamente.
  4. Métodos de pago: Bueno aquí está el iceberg del Titanic, este es el principal problema y la principal duda para todos aquellos que intentan renovar. Primero las opciones que nos ofrecen:
  • Paypal: Para quienes no esten familiarizados con esta forma de pago decir que Paypal es una de las opciones de pago por internet más utilizadas. Este método de pago está disponible en casi todas las paginas dedicadas a la venta por internet; como: Amazon, eBay, etc. Para poder utilizar este método de pago debereis crear una cuenta en Paypal.

Para ello necesitaremos rellenar un formulario con lo básico (dirección de correo, nombre, etc.). Una vez creada la cuenta en Paypal NO, y repito NO el aludido sabe quien es 😉 , podemos hacer compras, primero debemos asociar una tarjeta de débito, crédito o una cuenta corriente. Mucha gente tiene el problema de no querer asociar su cuenta corriente con una web de pagos o su tarjeta de débito o crédito. Paypal se enorgullece de ser muy segura, pero como todo hay que tener cuidado y no poner todos los huevos en la misma cesta. Lo adecuado sería abrir una cuenta sólo para las compras por internet. Desde esa cuenta de Paypal se puede pagar tranquilamente la suscripción, el proceso es largo pero nos permite tener una opción de pago para futuras compras, aunque recordar que Paypal no sirve para billetes de avión y demás.

  • Url de pago: En este caso se te enviará una direción (URL) para hacer los trámites desde tu pc, es una opción para evitar problemas con tu terminal movil. También se necesita una cuenta corriente, tarjeta de crédito o débito o cuenta de Paypal, ya que es simplemente hacer los mismos trámites pero desde una plataforma más cómoda.
  • Google Wallet: Que no os asuste, si elegis esta opción, que os pidan «aceptar y comprar» nada más pincheis en esta opción. «Google wallet» es una app que guarda vuestros movimientos. Para pagar con esta opción necesitaremos una cuenta corriente, tarjeta de crédito o débito. Simplemente debemos introducir los números de nuestra tarjeta o cuenta y ya está.

Personalmente, tengo una cuenta Paypal pero no la utilizo mucho desde que encontré un servio en «La Caixa» llamado «Caixa Wallet«. Este servicio permite tener una tarjeta virtual que vas recargando con el dinero de tu cuenta cuando quieres y sin cargo alguno. Esto es muy interesante, ya que anteriormente yo tenía otra tarjeta virtual de la Caixa (Cybertarjeta) que sí cobra 1€ por transferir dinero a ella. Caixa Wallet tambien permite «descargar» la tarjeta de dinero cuando nos apetezca, y para mí lo mejor es que es aceptada para todos los pagos en la web (al menos hasta ahora no he encontrado ningún problema al utilizarla) con la Cyber tuve muchisimos problemas ya que no se acepta en muchos casos. La seguridad de esta tarjeta es máxima ya que sólo dispones del saldo con el que la has cargado, esto puede ser un problema para algunos pero para mí es una magnifica opción.

De esta manera podemos vincular esta tarjeta virtual a nuestra cuenta de Paypal o pagar directamente desde Google Wallet. Está claro que esto sólo sirve para clientes de la Caixa.

Estas son las opciones, importante no hay manera de pagar sin una cuenta corriente o tarjeta, no se puede pagar con el saldo de nuestra tarjeta del terminal por mucho que tengamos, Whatsapp es de PAGO y siempre lo ha sido aunque tuvieras 1 año gratis, decide si merece la pena pagar 0.89€ por lo que recibes, yo no voy a convencer a nadie de seguir utilizando o no Whatsapp pero no acepto hipocresias, eso de «YO no pago por que es gratis toda vida» cuando eres de los que lo machaca cada día 10 horas con videos y fotos incluidas, y te vas de tapas todas las tardes a 3€ cada una.

Acepto que para algunos es difícil adaptarse al pago por internet o por su terminal y decidan cambiar de app, también es cierto que las alternativas al Whatsapp son mucho más vistosas, entretenidas y con más servicios. Whatsapp es muy simple, por ello consume muy pocos recursos de nuestro terminal, Whatsapp no tiene publicidad y por ello necesitan cobrar, no es cuestión de cambiar la política de la empresa sino de subsistencia o simplemente de ofrecer un servicio a cambio de algo, yo no trabajo durante 1 año gratis para tí y luego te regalo otro por que me encanta vivir sin comer.

No defiendo a Whatsapp, defiendo que una empresa busque el beneficio para subsistir. Por ello existen opciones que no necesitan una cuota; LINE, la cual es muy interesante ya que permite la conexión desde un pc; Viber, que permite hacer llamadas gratuitas; o Spotbors.

Personalmente, LINE es una buena opción para quienes posean un buen terminal y quieran un «todo en uno», el problema es su consumo de batería y de recursos. Es increible lo poco que dura la batería con Line conectado. Mi terminal con Skype y whatsapp conectados aguanta 2-4 días sin cargar según el uso; con Line sólo no me llega al final del día. Pero para ususarios con un buen terminal esto no será un problema.

Espero que sirva de ayuda y si teneis alguna duda más, «silbame y ya voy«.

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The end of the crisis in 2013 and the recovery?

The end of the crisis and the recovery in the EU has been the message sent from EU politicians during these last weeks of the year.

Why? Do they have privileged information that we, lay people, lack?

I cannot help to read newspapers and opinions and watching news….and there is no pick no recovery no boost for the economy from the valley that our economies are in.

Is there any hope for northern Europe at least? Bad news, France society trusted in Mr.Hollande, trusted in a change, more state, more aids, more subsidizes, and a different point of view of the EU facing up Germany and its policies. No one of his policies have worked so far, the economy is falling, and Germany keeps ruling the EU,…

http://www.economist.com/news/business/21564898-envy-germany%E2%80%99s-medium-sized-family-firms-sparks-desire-emulate-them

http://www.economist.com/news/21566384-presidential-choice-be-fran%C3%A7ois-schr%C3%B6der-or-jacques-hollande-frances-wake-up-call

http://www.spiegel.de/international/europe/high-youth-unemployment-and-poverty-in-france-breed-hopelessness-a-872943.html

And, what about Germany? The last article I read ( http://www.spiegel.de/international/germany/berlin-plan-hints-future-austerity-measures-for-germany-a-874377.html )

is not quite encouraging, that added to others…. If Germany is thinking of starting austerity measures, we (the other Member States of the EU) would do well to consider a purchase of a tighter belt.

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Las Consecuencias de la Globalización en las economías de la periferia sur europea

This is a paper about the consecuences of the globalization for the economies in the south of Europe, it is written in Spanish, howerver I’ll try to translate it into English. Please if you have any question about the subject, as well as any discrepancy, I would be glad to disccus them and learn.

http://molafer.blogs.uv.es/files/2012/11/En-este-trabajo-se-va-a-dividir-en-dos-partes.pdf

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«Money talks and London listens to the yuan.» China Daily USA

A very interesting article about the increasing importance of the Yuan in transactions between Europe and China versus the traditional currency, the dollar.

Money talks and London listens to the yuan

By Diao Ying in London (China Daily) (Updated: 2012-06-18 08:07)

Currency is fast becoming a key topic of conversation for bankers, reports Diao Ying in London.

The fashionable youths in hot pants flocking to high-end department stores in London and bankers in dark suits walking in and out of skyscrapers in the financial district have one thing in common, a growing interest in the Chinese currency.

Money talks and London listens to the yuan

Li Min/China Daily

During the recent holiday to celebrate the Diamond Jubilee of Queen Elizabeth II, Harrods, a department store known for its ties with the British royal family, launched its own Sina Weibo, a popular Chinese social media platform, to attract more Chinese customers. Shoppers can find «the very latest, limited edition and exclusive products», with Hermes, Chanel and Louis Vuitton among the most popular brands, according to the store’s spokesman.

More than 100 UnionPay payment terminals in the store also help to make Chinese shoppers feel more at home. Through the machines, part of China’s unified bank card network, Chinese visitors can pay for their purchases with the same cards they use at home.

A few streets from Harrods, a billboard featuring a green jade dragon shaped like the yuan symbol stands outside a bank. The ad reads: «A new global currency is emerging. Be part of it.» The commercial is for HSBC, a bank rooted in the silk and tea trade between China and Britain in the 19th century.

The UnionPay terminals, the jade dragon advertisements and the shops on the streets of London offering exchange services between the British pound and the yuan are the tip of the iceberg in the biggest story in the financial markets today: the internationalization of the Chinese currency.

As people search for a bright spot amid sluggish economic growth in the West, beset as it is by the European debt crisis, companies, investors and financial institutions are increasingly focused on the yuan. From Beijing to Hong Kong, Tokyo to London, policymakers and businesses are part of the push.

There are several forces driving this move, both at home and abroad. The People’s Bank of China has made several moves this year to liberalize the exchange rate; George Osborne, the UK chancellor of the exchequer, took the initiative to develop London into an offshore trading center for the yuan earlier this year; and this month, the yuan became convertible with the Japanese yen under an agreement between the Chinese and Japanese governments.

«All of it demonstrates that the Chinese government is pushing forward the internationalization of the yuan and encouraging the use of yuan offshore. That will help the global economy in many ways,» said Adam Tyrrell, head of European capital markets for Standard Chartered in London.

Greenback to redback

These initiatives will have a profound influence on the development of trade. For instance, China and Europe are each other’s largest trading partners, but, up till now, the bulk of that trade has been settled in the US dollar. If a Chinese company buys pork from a UK company, it does not buy and sell in yuan, the pound or the euro. It settles in dollars.

Money talks and London listens to the yuan
Outside the London Stock Exchange in the City of London. London is now a yuan offshore trading center, which will help both Chinese and European business people to avoid foreign exchange risks. Provided to China Daily.

That paradox is changing. Now the same pork company can open a yuan account at a British bank such as HSBC or Standard Chartered, or a Chinese bank that operates in Europe, such as Bank of China or Industrial and Commercial Bank of China, and can then invoice the goods or settle the deal with its Chinese clients in their national currency.

The advantage of this is clear: Settling in yuan helps both sides to avoid foreign exchange risks and reduces transaction costs. For instance, in 2008, many companies in southeast China had to lay off workers and close factories because they were losing money through currency appreciation. That situation would have been different if the contracts had been signed in yuan, because the agreements would have a fixed value no matter what the change in the exchange rate.

The initiative can also benefit companies outside the European time zone, given London’s position as the world’s foreign exchange center. «The beauty of London is not just about London,» said Patrick Law, Hong Kong-based managing director and head of trading for Greater China at Barclays. «If you look at the London time zone, it covers both the northern and southern hemispheres.» And that means it will also help facilitate business between China and Africa and the Middle East.

«Africa is a very interesting market to look into because China and Africa have a lot of business together,» Law said. He added that Barclays, a bank with strength in commodity trading, began to conduct trade between the South African rand and yuan from April.

Uncle Sam to dim sum

The internationalization of the yuan will also offer a new platform for companies and investors looking for alternative methods of financing.

The «dim sum bond» got its name from delicacies in Chinese cuisine such as spring rolls, shrimp dumplings and steamed buns. The name has been appropriated for fixed income denominated in yuan and was started in Hong Kong when the city became the first offshore center for yuan trading. The bond has become increasingly popular outside Asia and grew rapidly in Europe last year, according to Standard Chartered’s Tyrrell.

British banks were involved in five dim sum bond deals with European companies and financial institutions last year. It has also been involved in three client deals so far this year, according to Tyrrell: «Over time, as the yuan is used more, more European corporates and financial institutions will be interested in transacting in yuan, either for their China business, when they can remit onshore, or as a way of diversifying their investor base.»

The motivation for getting involved in dim sum bonds is also changing, he said. When the yuan market first developed offshore, a lot of investors were looking for a currency play rather than a bond play. At first, investors were looking to invest in the currency because they thought it was going to appreciate.

«Over time, it is developing into a more mature bond market,» said Tyrrell. «It will tend to be more driven by traditional bond market influences.»

That’s particularly true this year, because of the fragile state of the global economy. If the investor sentiment is not there, there will be fewer bond issuances, according to Tyrrell. «There is definitely momentum in the yuan. It will not stop. It will grow,» he said.

Chances and problems

Given the fact that the yuan is still not fully convertible, there is still a lot of work to be done to encourage people to hold it and conduct business with it, as they do with dollars.

The main issue for London as it attempts to develop into an offshore yuan trading center revolves around the lack of liquidity. That’s due to both a paucity of knowledge about the yuan market and the limits of infrastructure to facilitate trade flows.

«Without liquidity, we cannot grow the pie and make the market more efficient,» Law said. «Everybody is definitely very interested. The current situation is that people have just started looking into it,» he said. «The involvement is still relatively small, but the amount of interest is actually very high.»

Some observers have suggested that the pool of yuan liquidity in London can grow through a huge variety of sources. For instance, Standard Chartered recently issued yuan-denominated European Commercial Paper to investors in Europe.

«ECP is issued to investors. Then Standard Chartered holds the liquidity in yuan and can use that for trade finance. This will help to increase trade flows with China for European clients,» Tyrrell said.

«As investors become more comfortable holding yuan, it will help build liquidity here.»

URL: < http://usa.chinadaily.com.cn/china/2012-06/18/content_15508091.htm >

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Falsos medicamentos contra la malaria pueden poner a millones de personas en peligro.

Falsos medicamentos contra la malaria pueden poner a millones de personas en peligro.

BBC News Health, 17 de Enero de 2012.

Medicamentos falsos y de poca calidad contra la malaria están poniendo en peligro los esfuerzos por controlar esta enfermedad en África y puede poner en peligro a millones de personas, según los científicos.

Las falsificaciones de medicamentos pueden dañar a los pacientes y desarrollar la resistencia del parasito de la malaria a los mismos, advierte el estudio financiado por Wellcome Trust. Se cree que la malaria mata alrededor de 800,000 personas al año.

Algunas de las falsas tabletas, contra la malaria, se dice que tienen origen en China.

Los investigadores, de “the Wellcome Trust-Mahosot Hospital-Oxford University Tropical Medicine Research Collaboration”, publicaron su trabajo en “the Malaria Journal”. Estos han examinado medicamentos contra la malaria, falsos o de baja calidad que se encuentran a la venta en 11 países africanos entre 2002 y 2010. Los investigadores descubrieron que algunas falsificaciones contenían una errónea mezcla de ingredientes farmacéuticos los cuales en principio aliviarían los síntomas de la malaria pero no la curarían. Algunos ingredientes en las tabletas pueden causar serios efectos secundarios, según lo revelado en el estudio, especialmente si estas tabletas se administran al paciente junto a otros medicamentos, como antirretrovirales para luchar contra el SIDA.

Resistencia a los medicamentos.

El parásito de la malaria puede volverse resistente contra los medicamentos que se usan contra él, con el paso del tiempo. Esto ha sucedido en el pasado con medicamentos como la cloroquina y la mefloquina.

Los investigadores advierten que los falsos medicamentos pueden tener el mismo efecto sobre la artemisina, uno de los medicamentos más usados y más efectivos contra la malaria.

Los investigadores dicen que pequeñas cantidades de artemisina se añaden a los productos falsificados para pasar los test de autenticidad. Sin embargo, en las cantidades en las que está presente, estos medicamentos difícilmente eliminarán los parásitos de la malaria, pero  pueden ayudarles a desarrollar resistencia a la artemisina, advierte el estudio. El origen asiático de los falsos medicamentos se identifico por los rastros de polen encontrados en varias tabletas.

El investigador líder del estudio, Dr. Paul Newton, hizo un llamamiento para que se tomaran medidas urgentes por parte de los gobiernos africanos para interceptar el problema de las falsificaciones.

“La falta de acción pondrá en peligro las vidas de millones de personas, en particular la de niños y mujeres embarazadas”

“La enorme inversión en desarrollo, evaluación y despliegue de medicamentos contra la malaria se desperdicia si las medicinas que los pacientes están tomando son, debido a criminales o a la falta preocupación, de pobre calidad y no sanan”

Dr. Paul Newton, investigador jefe.

Traducido de: BBC News Health. 17 January 2012 Last updated at 01:43 GMT. http://www.bbc.co.uk/news/health-16588153

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Fake malaria drugs could ‘put millions at risk’

Fake malaria drugs could ‘put millions at risk’

BBC News Health. 17 January 2012 Last updated at 01:43 GMT

Fake and poor quality anti-malarial drugs are threatening efforts to control the disease in Africa and could put millions of lives at risk, scientists say.

Mosquito

The counterfeit medicines could harm patients and promote drug resistance among malaria parasites, warns the study, funded by the Wellcome Trust.

Malaria is believed to kill about 800,000 people a year.

Malaria is spread by parasites
introduced into de bloodstream by mosquito bites
Related Stories
Global malaria death toll falling
Route of malaria’s success found

Some of the fake tablets are said to have originated in China.

The researchers, from the Wellcome Trust-Mahosot Hospital-Oxford University Tropical Medicine Research Collaboration, published their work in the Malaria Journal.

They examined fake and substandard anti-malarial drugs that were found on sale in 11 African countries between 2002 and 2010.

They discovered that some counterfeits contained a mixture of the wrong pharmaceutical ingredients which would initially alleviate the symptoms of malaria but would not cure it.

«Failure to take action will put at risk the lives of millions of people, particularly children and pregnant women”

Dr Paul Newton, Lead researcher

Some of the ingredients in the tablets could cause potentially serious side effects, the study found, especially if they were mixed with other drugs a patient might be taking, like anti-retrovirals to treat HIV.

Drug resistance

The malaria parasite can, after a period of time, develop resistance to the drugs being used to treat it.

This has happened in the past with medicines such as chloroquine and mefloquine.

The researchers warn that the fake drugs could lead to the same effect on artemisinin, one of the most effective drugs now being used to treat malaria.

They say small quantities of artemisinin derivatives are being put in some of the counterfeit products to ensure that they pass authenticity tests.

However, at the level it is present, these drugs are unlikely to rid the body of malaria parasites, but could enable them to build up resistance to artemisinin, the study warns.

The Asian origin of the fake drugs was identified using traces of pollen found in some of the tablets.

The lead researcher on the study, Dr Paul Newton, called for urgent measures from African governments to tackle counterfeit anti-malarials.

«Failure to take action will put at risk the lives of millions of people, particularly children and pregnant women,» he said.

«The enormous investment in the development, evaluation and deployment of anti-malarials is wasted if the medicines that patients actually take are, due to criminality or carelessness, of poor quality and do not cure.»

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14 Bird & fortune – Financial crisis – Silly Money, Nov 08

Moya Lázaro, Fernando.

These videos should be watched before reading this essay:

< http://www.youtube.com/watch?v=lWDdcD-1xoo&feature=youtu.be >

< http://youtu.be/ScwGBNMH428 >

If there is someone who can explain the current crisis freely, this is a humorist.

Everyone else would take the situation too serious; there are some angles of the problems that only can be analyzed from the humor. Other way, we would be so angry that we would not be able to breath and finally choked to death on our own bitterness.

The videos show us a good example of good humor. There is no need of strong words or slap faces or people falling or even a bizarre picture. Only two people sitting in front each other talking. These videos are hilarious but they leave a slight aftertaste, you feel like you have been watching something amazing but at the end they were saying the truth as simple as it is.

There are several epic lines, for example:

At the beginning when the banker is recalling the time when his generation had some kind of certainty and order, saying that that time was dubbed “the golden age”. The anchorman asked him when this Golden Age was, 60’s or 50’s; and the banker asked that it was “June last year”.

Then the banker complains about some difficult question as:”Where’s the money gone?” and asked “As if I am suppose to know”.

Finally my favorites are; first the way the banker explains how the market works as a “sophisticated mechanism; sometimes it goes up, sometimes it goes down. When there is more greed than fear it goes up, when there is more fear than greed it goes down.”

The other is when the anchorman asked if he (the banker) is not worried about not understanding how some formulas work and the banker answered: “Of course, it didn’t (worried). In fact it would have been worrying me if I had. Because if I could understand when anybody could”.

There is much more apart from the humor. There is a criticism of our society; we thought that everything was going perfectly as long as we did not know how it worked. As the banker said in the video:

– “Some idiot somewhere asked the question that should never have been asked”

-“Which which was…?

-“Which was: How much of these things worth?

I wish I were able to explain the crisis so accurate and simple.

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13 Bargain Hunting in Greece

To understand this essay it is essential to read this article by Christopher Lawron and Laura Stevens:

<http://fores.blogs.uv.es/2011/06/03/03-how-outsized-ambition-greed-and-corruption-led-to-economic-armageddon%E2%80%9D/>

The news in the article are encouraging and worrying at the same time.

On one hand we have a future vision of recovery, but on the other hand we have a sort of “plunder” of Greece.

A big company would never invest money if they had not measured the profits. So, these German companies foresee a future for their investments. They probably have much more information than the regular people; they have a lot of people working on the future’s companies with privilege information from governments. We can say that there is a light at the end of the tunnel for Greece.

Companies are taking positions in some countries, because they are seeing some sort of signal that anyone can see. Is that good or bad?

Some people think that these companies tried to plunder Greece. Greeks feel some government assets as their own entity; it is unthinkable to privatize them. But the future is not longer in the hands of the government of Greece.

How many of these movements to buy Greece assets are related to the speculator’s movements in the share market? Is the finance situation that bad? Who is taking advantage of the crisis?

From what we have read, companies are taking advantage of the crisis. It seems a slow and smooth movement, because it is something which we do not read on the papers or watch on TV usually. Greece is being looted and there is nothing Greeks can do. It is a pity but it is the reality. No matter how many protests they do or how hard the strikes could become, the completely lack of rules in the EU and in the Greek government are going to allow these practices.

We will have to wait until the new movements of the EU central government; hopefully they will ban bad practices and step up in some rights. Perhaps I am being too naive or too kind but the cards are on the table and finally we will find out who was bluffing.

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12 Facing the Crisis

Moya Lázaro, Fernando.

It is quite difficult to understand this article if we do not know what was the “Ostpolitik” and who was Hegel.

Ostpolitik “refers to the normalization of relations between the Federal Republic of Germany (FRG, or West Germany) and Eastern Europe” (Wikipedia). These politicies were implemented from 1969 to 1974.

Hegel (Hegelianism) “in political science and political economy the effect of Hegel’s collectivistic conception of the State supplanted to a large extent the individualistic conception which was handed down from the eighteenth century to the nineteenth.”(Wikipedia)

The ideas of the Ostpolitic and the Hegelianism are all over the article presenting them as a solution or at least as a way out of the crisis. As we can read: “more justice through more Europe” In a European Union where the youth is being hitting harder than any other sectors, the need of more equality is more than needed. The article is showing a youth well-prepared for the future and ready to claim for their rights as part of the society. But who or what is strangling the EU youth?

One interesting point in the article is when the author talks about “taking Europe for granted”. This point of view is very interesting; the behavior of the citizens of the EU has changed. We used to love to be Europeans and now we see it as an inconvenience. The immigration, the unemployment and the economic problems are changing our mind and we are starting to look back over our shoulders to the future with fear. This is not good, fear is what encouraged and promoted past mistakes, as we can read in the article “between the East and the West in the 1970s and between north and south today.” We must tackle these problems as fast as possible but also, as smooth as possible. We should understand the idiosyncrasy of each member but the decisions must be equal for each member. This is going to be very difficult, the time for the great politicians has come, we will see whether the present ones are great or not.

The Hegelianism pleads for the collectivism over the individualism and perhaps it is taking shape thanks to the new agreements in the past EU governments meeting. Although Britain is a stumbling block in the path and the agreements were achieve from the weakness, where the two strongest members did what they had settled in a previous meeting, a new EU is starting to walk. We do not know how far or well it is going to work but I am sure that something is better than nothing.

URL’s:

1. Beck, Ulrich. «Facing the crisis» The Spiegel. Web. 07 Dec. 2011

< http://www.spiegel.de/international/europe/0,1518,782148,00.html>

2. «Ostpolitik» Wikipedia. Web. 07 Dec. 2011

< http://en.wikipedia.org/wiki/Ostpolitik >

3. «Hegelianism» Wikipedia. Web. 07 Dec. 2011

< http://en.wikipedia.org/wiki/Hegelianism >

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Conclusion. 2nd Paper

In this paper we have started with an introduction where the weakness of the EU is shown through an example and how euro-skeptics groups have taken advantage of the situation rapidly.

In order to understand where the EU comes from, we have taken a look at some recent history and how things have changed since the introduction of the euro back in 2000. In the next point we have been going through four chapters where I have tried to support the idea that the crisis where we are now is not only a fault of a few greedy but of the entire society. Before the conclusion, we have talked about what are the major problems for the society in this crisis and how the problem of unemployment is bringing up other problems for the future.

In conclusion, we can talk about the problems which brought us to this fearful crisis, we can blame however we want, but solutions to tackle the crisis are fewer as the time goes by. It is time for people who are prepared for this though era. In the article “Killing the Euro” in “The New York Times”, I had the opportunity to read Paul Krugam’s opinions (Paul Krugam is a won the Nobel price and he has taught Economics at Yale, MIT and Stanford besides he has written more than 20 books and 200 papers in professional journals) It is easy to read and to understand what he is trying to warn us. His ideas are catastrophic but they could become true. (28)

Another conclusion we can develop is that problems are much more engrave that we thought, so solutions would mean a huge change. Some of the problems only can be coped with a behavior change from the governments to the society, especially in the Mediterranean area.

Another conclusion we can draw is the arrival of technocrats to the governments in Italy and Greece. We can see that technocrats receive the approval of the market and the fear of the society which feels that its rights are in danger. In these articles: “Who, What, Why: What can technocrats achieve that politicians can’t?” in the “BBC News Magazine” and It is not inevitable that the EU – or democracy – will survive this mess” in “The Guardian”, give us an overview of what technocrats can do for the economy. I recommend one sentence written by Simon Jenkins in “The Guardian”: My brain may be with technocracy, but my heart is with the majority, hoping that the two can resume consummation. But we should remember Schumpeter’s warning, of capitalism’s tendency to self-destruction and socialism’s to fascism. Both, he said, were history’s «jokes of questionable taste» and another sentece written at the end of the article on the “BBC News Magazine”: «Culturally we don’t put academics on a pedestal, which they do in Athens and Rome.» (29) (30)

The last conclusion is that some countries are more concern about what happens indoors than globally. As we can read, Prime Minister David Cameron has put Britain in a bizarre position; Britain is a member of the EU while it is taking selfish decisions. How long is it going to last? Do all British agree with Cameron’s decision?

“The Economist” in the article “Europe’s great divorce” says that his decision was not the best for the UK.(35) Also “The Spiegel” in several articles: ”Fear of a Two-Speed Europe: Britain Vetoes Changes to EU Treaties”“Britain vs. the EU 26: The Man Who Said No to Europe” complains about Cameron’s behavior.(36) (37)

Finally in my opinion, I have found out that I know nothing about this crisis, watching TV news is not enough to understand what is going on and this crisis is not a simple subject of study more which a teacher can put on a black board and explain why, how, who and what. I have read lots of opinions and I feel much further to the answer than I was, I have much more questions than answers.

Is Cameron’s decision the best? Will the EU capable of do what is needed? Will each country be able to communicate their citizens what is going to happen from now on and what these changes are going to affect their life? Is it possible that the new structure jeopardize the independency of the members?

I have tons of questions that only time will answer.

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A New Era for Europe.

Last Friday an important meeting took place in Brussels where the major points of a “new EU” were put on the table.

The five major points adopted Thursday night include:

  • Automatic sanctions for any state which passes a 3% deficit ceiling (though the amount of the sanctions was not fixed). The only exception is if a majority of member states oppose these sanctions.

  • A golden rule for all EU nations (stating that a nation’s deficit should not surpass 0.5% of its GDP), an increase in bailout funds. It will be up to the Court of Justice of the European Union to keep a watchful eye on the national budgets.

  • An increase in bailout funds for struggling nations. A new fund of €200 billion will be given to the IMF to make sure that it has “the necessary resources” for dealing with the crisis. This money will be released from the European Central Bank, though its president, Mario Draghi, declared that he was against the measure (as, according to “European treaties,” the Bank should not finance national debts.)

  • An end to decision-making by unanimous votes (from now on, decisions will be made by 85% majority; though France, Germany and Italy will still have veto power because they have more than 15% of votes each.)

  • The private sector will no longer be roped in to cases of debt restructuring (this was the case with Greece.) This last measure is meant to incite investors to lend to nations in difficulty.”

Source: (“Le Figaro”) (22)

It was clear that there would have some disagreements and the discussion was open. The papers and politicians took for granted that the Prime Minister David Cameron was going to be reticent to these measures but the question was; how far would he go? And; how many countries would join his claims?

David Cameron demanded in the meeting a series of lifeguards to protect Britain, according to “The Guardian” the demands were:

• Any transfer of power from a national regulator to an EU regulator on financial services would be subject to a veto.

• Banks should face a higher capital requirement.

• The European Banking Authority should remain in London. There were suggestions that it might be consolidated in the European Security and Markets Authority in Paris.

• The European Central Bank be rebuffed in its attempts to rule that euro-denominated transactions take place within the eurozone. (23)

The 17 countries which has the Euro as a currency agreed immediately, while the other showed hesitation. At last 26 out of 27 agreed, David Cameron was the only one who rejected completely the agreement.

Then the headlines of the papers and the articles popped up as fast as the internet can work.

“The Spiegel”–   “Bye Bye Britain: The European Union’s New Face” Where we can read some hard words towards Britain as “standing petulantly alone”; and finish the article with a paragraph called “Europe Can Work Fine Without British”. (24)

The Guardian”–  “The two-speed Europe is here, with UK alone in the slow lane” Where we can read some criticism towards David Cameron as: “The result is that Europe is advancing towards its integrated destiny, with Britain in its rear-view mirror. The two-speed Europe has arrived, with Britain in a slow lane of one. Whatever the letter of the rules, the reality is that big decisions affecting Britain’s economy will now be taken in rooms in which Britain is not present and has no say. Soon, foreign-owned banks may wonder what sense it makes to be based in London, out on the margins. Cameron and his party are toasting what feels like a victory. In time, it may come to taste like defeat.” This article ends with a funny future showing Britain as “The new Switzerland” (25)

“The New York Times”– “German Vision Prevails as Leaders Agree on Fiscal PactWhere the role of Angela Merkel and Nikolas Sarkozy are presented as strong leaders, who are concern about the EU future and fight for it against the stubbornness of David Cameron. “I am sick of hearing every day David criticizing us,” Mr. Sarkozy said, according to one official briefed on the discussions.”

“It’s a turning point,” said one senior European official. “Britain kept thinking that enlargement of the E.U. would make it come its way but it has turned out to weaken us.”

The official spoke with some sadness. “By being so isolated and raising these issues, but failing to deliver, Cameron is in a worse position than if he hadn’t flagged them in the first place. It will strengthen the hand of British euroskeptics who will be emboldened to demand a renegotiation of British membership terms and a referendum.” (26)

After all not all the voices are claiming against David Cameron, some are in favor claiming more “bulldog spirit” in re ference to Winston Churchill’s strength. (27)

So, we are facing a “new era” for the EU, leaded by Germany and France where the members must lose some of their independency to get “more Europe” as Angela Merkel is always claiming.

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Problems, problems, problems…

EU seems a huge lie; it is like a big market where anyone has tried to squeeze the last drop for himself. Germany and France are trying to save the major market they have, Greece, Italy, Portugal and even Spain are trying to get more from EU while a few years ago they were growing faster and higher than anyone, spending money that they had never had.  Even though, it seems catastrophic but members of the EU only have one choice, move forward. It is becoming more and more difficult due to the selfishness of some members, but there are also political reasons. For example the clumsy movement of Georgeus Papandreou with the announcement of a referendum which ended up with his resignation. Also the movements told in the article: “Run For Your Lives: Euro Zone Considers Solution of Last Resort” in «The Spiegel” explain the banks, insurances companies and ordinary holders concerns and lack of confidence. (13)

So, what is the most worrying problem in the EU for normal people in the most affected crisis countries right now? The answer is clear, unemployment.

The worst part is concentrated in the Mediterranean Europe and among young people, whose reckon it will come a rough time. However some governments are trying to figure out how to tackle this problem, but in fact this solutions are bringing up other problems. As in the article Youth unemployment in Mediterranean Europe: It’s grim down south” in «The Economist” that explains a case in Italy: “In Italy, where the government has floated the idea of making it easier for firms to hire younger workers by easing some labour rules, the country’s largest trade-union federation shows what Italian youngsters are up against: “This would damage the rights of all workers in order to help the young,” Vincenzo Scudiere of the CGIL .” (14)

These “good” years of wealth brought also some future problems to the countries which were growing faster than never. Inflation was controlled at that time with borrowed money from an uncertain future that degenerate in one of the worst parts of the crisis for the normal people, the bursting of the housing market bubble worldwide, the burst is well-explained in the article “The Housing Bubble Still Burst” in «The Washington Post», it also explain how brutal the real estate investments were, people put there its saves of the whole life and now they are losing everything. Governments are unable to help in these cases because they have also problems with their loans; some countries are so deep in debt with banks that they almost belonged to them. (15)

Economic problems bring political problems. In the past “good” years, political parties had discussions about some problems with languages, ecological problems or law issues. Now it is the time of the big politic, the big political game is played in tough situations. Everyone can manage a country when everything goes fine, but only good and professional politics can do it now. Are Angela Merkel and Nicolas Sarkozy those politicians?  Well, what it is noticeable is that they are now in the wheel. Perhaps they are because their countries are the richer; or maybe there is no one else who is able to do it. Some people reckon they are playing with European countries like marionettes but banks and corporations are moving the principal strings of the presidents.

On November 17th an article in «The Spiegel» started with the question: “Will Merkel Take The Reins?” On December 6th it is clear that they do take the reins and on next Friday the EU will not be the same any more. (16)

Although, disbelieve has brought some movements like the “15-M” in Spain or “Occupy Wall Street”. These facts are known for everyone, despite that no one knows where they are really heading up or what are their real objectives, the absence of those are diluting the best ideas. (17) (18) But there were also some society movements that are really interesting and worrying for the future. One was the mass abandon of the studies in some countries and how it affects to the unemployment and future development of a country. First we can take a look at what the unemployment rate by level of education is. People who has only primary or lower secondary education has the 16.2%, people who has secondary school the 9.1% and people who has tertiary education has the 5.5% ( Source: Eurostat). That means, education is the most differentiating factor in the labor market in the first world. In 2000 lots of people decided to give up with their studies and stated to work in a non-qualified job. The majority of the people, who are nowadays unemployed, are them. If we want to get over the crisis and to be prepared to the future as a federation of countries we need education. We can’t compete against labor of China or India.

But we should see further, there are not the same unemployment figures in Spain and in Belgium. So, what are doing the countries which have the lower rate of unemployment? They are taking advantage of the situation; they can offer jobs to foreign people who are very prepared students and craving for a job. If we add the sum; prepared students which preparation had been free for the countries that are receiving them, craving for a job and willing to do whatever to success in life. This is a very good material for the future.

But this is not good for everyone, what happen with the countries which are suffering the brain drain? The future of these countries is being played right now. (20) (21)

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A Dangerous Game

Everyone has played this game on the same board; banks, speculators, people but also governments.

1. Banks have their own fault; they have been playing with money that did not belong to them, like retirement money from retired people in Germany and France. The majority of these funds were invested in subprime mortgages or Greece funds. Now they need to be rescued, again, because they are not earning as much money as they used to earn. There is going to be another recapitalization, people think that it is unfair; banks are getting money from the EU’s central government while they are suffering cutbacks in the most basic services. But Europe cannot afford the fall of the banks, if governments constrain the banks it could cause a depression. As Joaquin Almunia, the EU competition commissioner, said to «Reuters»: “ […] he had planned to «disconnect the life-support machine» for Europe’s banks this month but the «exacerbation of tensions» in the debt market had forced him to drop this idea […] ”(11). Banks cannot be pushed towards the edge, countries have to walk side by side with them because they have transformed, in the past years, into the real owners of the countries. Politicians can push them towards a direction but smoothly. It is not fair, but there is not another way out so far, when things will go fine people must force a change but in the near future we should work together although we would have to cover our nose.

2. Speculators know how to take advantage of the tiniest crack of the system and that is precisely what they have done. The best phrase to illustrate speculators is one in the article: “Out of Control: The Destructive Power of the Financial Markets” in «The Spiegel» where describe them «like a pack of wolves» (12)

What is supposed to be the behavior of speculators/wolves? Governments and citizens are really mad at speculators, but they do not care a few years ago what speculators were doing. Furthermore, countries were playing with speculators, giving them tools to do their job because they were good for the economy, they moved the market and if the market is in movement, money is in movement. Taxes were higher than never. The relaxation in the rules leaded us to an uncontrolled market. The situation is well-explained in the same article where we can see how difficult is to control the market, in the second and third part, and the incapability of economists and society to control a wild economy.

What was happening with the citizens?  A person who was able to become rich in a few months, without any preparation and taking advantage of others could become a king at economy, a few years ago. Everyone wanted to do the same, no matter who fell provided you rose higher than anyone. Who gave the legal tools to speculators? Who lend them money and followed their leads as they were gods? The same way it was given to them it could be taken from them, and it has to be done as soon as possible. It could be done in seconds but we run into the same problem, bureaucracy.

by Medi Belortaja

3. Governments have been playing a dangerous game. They have been playing with fire and now they get burnt. When governments thought they were wealthy, they gave everything to their citizens. It seemed to last forever, but then reality struck hard but not hard enough at the beginning. Governments were afraid to tell their citizens what was going to happen next. They had the figures but they decided to look aside and let the worries for the future because the “invisible hand of the market” would put everything in place sooner or later.

For some countries is late, too late. Greece is the best example in several articles in  The Spiegel an image of what is happening in Greece is shown; a place where a few years ago the government was able to show a strong image, now it worth nothing. It is an example of a government which gave all to their citizens; there was no future at that time only present, because the future scenarios are “Under a worst-worst-case scenario, the country could descend into a vicious circle of misery that could last decades”. (10) Some similar situations are happening all over Europe but mostly in the Mediterranean countries. Now we realize how bad things have been done when we look back and watch what governments have done with all their mighty. They had all the tools to improve the future but they only think in four-year politics.

4. People used to think that they were rich; they owned much more money than ever, without noticing that this money must be paid back with interest. There was a job for everyone and the best thing is that you earned a lot of money. The math was simple; you were earning a lot of money, you wanted a big house, an expensive car, good clothes and a good social life. Well, you were getting much more money than ever but not enough for everything; so we went to the bank and got a loan and a mortgage for forty years or more. People thought it would be paid in the future and the future was so bright and clear. One of the best examples in Spain is a man called Paco “el pocero” who through blackmailing, corruption and bribery built an empire which fell down along with the illusions of thousands of people, while in reality he was one of the most admired and envied in Spain, everyone wanted to be like him.

Why were we so blind? Several facts blended, governments’ announcements were always promising, banks gave you as much money as you needed or wanted and people behavior changed. Home economy became into a dismiss economy. We were craving for the latest; trends were powerful and so influential in the behavior of the families which had never been such high rate of consuming.

All of these goods and services are been paid by loans right now. People should learn where their place is, we are not rich anymore and we are going to make the biggest effort never. Neither governments nor banks are going to suffer as much as families but we have to get use to it, the sooner the better.

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How a Good Idea Became a Tragedy

The article “The Ticking Euro Bomb: How a Good Idea Became a Tragedy” on «The Spiegel» explain the recent history of the euro simply and accurate. The article shows the principal ideas of the leaders: “The Maastricht Treaty, which marked the establishment of the European Union when it was signed in 1992, made it all possible. It placed Europe on «three columns,» the first of which was an economic column, complete with an «Economic and Monetary Union.» The treaty provided the necessary legal framework, so that a common financial policy would have been conceivable, as would a coordinated fiscal and interest-rate policy. But the political will to fill out the Maastricht framework was missing.” And why they decided to admit Greece or Portugal or Ireland in the EU. (4)

But the idea of the “United States of Europe” is much older; Roman Empire was the first attempt to make it possible and they achieved in part. Later Napoleon Bonaparte (5) had the same dream and also Adolf Hitler (6) with his twisted mind tried to rule Europe.

Although it was in 2000 when Europeans thought they would become stronger than China or USA. «The Telegraph» started an article with “Europe’s growth ‘to accelerate past America” (7) at the end of it a European citizen could march with the sound of Beethoven’s 5th symphony echoed in his ears . What have happened? Where is all of that? Weren’t we the same European nation with little differences? Wouldn’t we be working side by side forever? Reality hit us really hard in 2007, what we were dreaming for a long time was melted like a candle. The crisis took off like a rocket, fast and unstoppable, and then government mistakes, market mistakes and people mistakes started to emerge. That was the time when Europe should have been stronger than never, but it hesitated and in economy a second of hesitation means bankruptcy. It is true that there was not much room to make a U turn because the great dependency of the local governments and house economies of banks or markets. But this is not an excuse, Europe was shocked during the most important moments and events; reality usually moves faster that bureaucracy.

The headlines of the newspapers began to change, where you could read articles in 1999 like one on «The Economist» : “The hot spots are four countries on the periphery of the euro area—Finland, Ireland, Portugal and Spain—which are growing much faster than France, Germany and Italy.” (8) And “There are reasons for optimism. Inflation is below 2% in all the fringe economies except Spain. There it has risen to 2.4%, mainly because of higher oil prices.” You read on the same paper in 2008: “Too good to last […] Spain’s growth was only 1.2%, making this its weakest quarter for over a decade.” (9)

The prices went up rapidly and economies went down fast. Unemployment rate and inflation reached unexpected figures. The crisis was here to stay for a long time; first hitting Ireland and Portugal but it was tackled rapidly and in somehow efficiently, then it came Greece and everything seemed to fall down. Even «The Spiegel» started an article with: The German government has been simulating a range of scenarios to prepare for a possible exit of Greece from the euro zone. Under a worst-worst-case scenario, the country could descend into a vicious circle of misery that could last decades.(10)

From since then, the crisis has spread all over the euro-zone, but who was playing the game which brought us to the worst worldwide crisis in modern history?

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Introduction. 2nd Paper

On Wednesday October 11th, the tiniest member of the EU, Slovakia, stopped an important agreement to expand bailout funds for nations which are deep in debt.

Ian King, head of International Equities of Legal & General, which has $557 billion under management, explained in an interview in «Reuters»: «After a rally over the past few days there is nervousness ahead of the Slovak vote, people would like to see more concrete action sooner, but we are dealing with 17 different countries, and opinions between policymakers are varied, and consensus between them is going to take time. The market does not like uncertainty” (1)

The fact of Slovakia not voting in favor that day is not as important as the image of complete weakness of the EU.

There was a time when the members of the euro-zone thought that they could be as strong as USA and grow as fast as China, this time has ended up. There was a time when politicians could have tried to move a European federation further. But it would have meant to lose part of our independence as independent countries; and this was unthinkable at that time, although now, there are some important movements to force a change. However disagreement is one of the most used words when a newspaper is talking about Euro bailout funds or plans for fighting against the high sovereign debt.

From disagreements euro-skeptics become stronger. Nevertheless, there have always been euro-skeptics, but they were lonely voices while the crowd was shouting in favor of the European Union. Now things have turned around and euro-skeptics have an important role in the political agenda. The most significant example is UK, in the article “UK’S Cameron Faces Fresh Challenge From Euro-Skeptics” in  «Downjones», Tory David Nuttall a member of the small «Better Off Out» group of U.K. lawmakers pushing for the government to pull out of the EU, said “The gist of that motion will be that there should be a referendum on whether or not we remain in the European Union […] It is about time… Most [lawmakers] I believe will fight for the idea of having a referendum.» (2) (3)

Why were they so few years ago and nowadays even politics who have been defending the EU are having second thoughts? As always, we are talking about money. Do we have to save the boat, sink with it or try to bail water out of the boat to save what we have been able to achieve so far?

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11 Ocean life on the brink of mass extinctions: study

Moya Lázaro, Fernando.

This study is one more among many about the ocean life. In the study we can read about many problems which affect the ocean’s life but the solutions are really difficult and some of them should mean a huge change in our behavior. I am going to focus on Spain since I have closer knowledge about the issue.

In Spain we have a huge experience about overfishing and other problems of the sea life. Spanish coast was an area where fishing had had an important role in the society, but not anymore. We would be generous if we said that the fishing in the Spanish coast is scarce, it is almost extinguish. There are some factors that made the destruction of the Spanish coast faster and deeper. Like, the construction fever, the use of the Mediterranean Sea as if it were a water park, the bad politics about industrial dumping or the bad usage of fertilizers and bad farming.

The construction fever brought many huge problems for the economy but also for the ecosystem. When a construction site is started the area has to be flattened and that means to get rid of all the trees or bushes of the area, this way the soil lose strength and provoke erosion. When it rains all the forest’s debris and part of the soil end up in the sea and build up at the bottom suffocating all the sea life there.

The Mediterranean Sea has yet a great problem with pollution but we do not realize when we go there. The Mediterranean Sea is a closed sea; it means that it only has access to clear its water through the Strait of Gibraltar in which there is an unlevel because the Mediterranean Sea is in a higher position than the Atlantic Ocean; that plus the narrow space between Spain and the north coast of Africa only allows a small amount of water to be clear up. Despite of that, the Mediterranean coast is where the construction sector has grown faster and bigger than anywhere else, ships do whatever they want there and people use it as their personal rubbish bin. We can also mention the rivers which feed the Mediterranean Sea on which we pour sewage and industrial dumping on them.

Bad farming methods are a problem too, although the agriculture sector in Spain is in decline the use of fertilizers or the way the soil is plowed are really harmful for the ecosystem. The agriculture sector has become a rough sector where farmers fight against each other’s and against middlemen through prices. The cheaper is the winner, so they try to get as much yield as they can, buying worse fertilizers for the environment and transforming the soil quickly through the aeration of the soil what is very useful to oxygenate the soil and to help the land to absorb water and fertilizers faster. Eventually chemical substances, such as fertilizers or pesticides, are drained into rivers and, finally they end up in the sea.

Because of all of those examples and the overfishing, the fishing industry has been forced to move away from the Spanish coast. The government and the fishing companies have been obliged to arrange contracts with foreign countries, usually in Africa, to be able to provide enough fish to the European market. We can say that we have destroyed our coast and now we are devastating other coasts through money on behalf of some corrupt governments.

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2nd Paper Bibliography, URL’s:

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28. » Krugman, Paul. «Killing the Euro» The New York Times. Web. 06 Dec. 2011

< http://www.nytimes.com/2011/12/02/opinion/krugman-killing-the-euro.html?_r=2 >

29. «Who, What, Why: What can technocrats achieve that politicians can’t?» BBC News Magazine. Web. 06 Dec. 2011

< http://www.bbc.co.uk/news/magazine-15720438 >

30.Jenkins, Simons «It is not inevitable that the EU – or democracy – will survive this mess» The Guardian. Web. 06 dec. 2011

< http://www.guardian.co.uk/commentisfree/2011/nov/24/inevitable-eu-democracy-survive-mess?newsfeed=true >

31. Luke Baker, Paul Taylor and Dina Kyriakidou “Special Report: Europe’s debilitating déjà vu” Reuters. Web. 15 Oct.2011

< http://uk.reuters.com/article/2011/10/05/us-europe-dejavu-idUKTRE79428V20111005 >

32. «Europe: the rise of the technocracy» The Guardian. Web. 06 Dec. 2011

< http://www.guardian.co.uk/commentisfree/2011/nov/13/europe-rise-technocracy-editorial?newsfeed=true >

33. Collinson, Patrick. «Eurozone crisis: how grim would bankruptcy be for Greece?» The Guardian. Web. 06 Dec. 2011

< http://www.guardian.co.uk/business/2011/nov/06/euro-crisis-greece-bankruptcy-argentina >

34. «France and Germany stand by eurozone plan» BBC News Europe. Web. 06 Dec. 2011

< http://www.bbc.co.uk/news/world-europe-16045668 >

35. «Europe’s great divorce» The Economist. Web. 10 Dec. 2011

< http://www.economist.com/blogs/charlemagne/2011/12/britain-and-eu-summit >

36.»Fear of a Two-Speed Europe: Britain Vetoes Changes to EU Treaties» The Spiegel. Web. 10 Dec. 2011

< http://www.spiegel.de/international/europe/0,1518,802674,00.html >

37. Volkery, Carlsten. «Britain vs. the EU 26 : The Man Who Said No to Europe» The Spiegel. Web. 10 Dec. 2011

< http://www.spiegel.de/international/europe/0,1518,802854,00.html >

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10 Social Networking: Friended

Moya Lázaro, Fernando.

It is something impressive how companies can be a success at the beginning and in a few months everything is over. The new technology has brought fast communication and interaction between people all over the world. That means that companies, not only social networks companies, but all kind of companies have to be aware of what, how and to whom their products or services are addressed.

The social network companies are much more sensitive to changes than any other services. Social networks are used every second for millions of people and these people are testing every single corner of the websites. It is like being on the spot, checked and tested by millions of people at the same time. So they have to match the demand of the new applications or features of millions of people. The difficult of that makes some companies to lose its clients, although others success because they know how to match the needs of the costumers…

But who is really a costumer or a client of a social network? If you go to Facebook you are not buying anything, the whole immense structure is held by publicity. That makes you think how much money they are making. A company is willing to put its publicity in a social network spending a big amount of money in the internet instead of putting this money in TV commercials or billboards. That shows the power of the social network companies and how important they have become.

Why some social networks did not success? When someone goes to Facebook (for example) he/she wants to spend some time finding out his/hers friends news or mood. No one goes to a social network to learn something or to teach. It is an entertaining and as an entertainment clients do not want to deal with complicated instructions. I have no idea about how social networks work, but fortunately many of my friends, colleagues and family use them every day, so they have given me an overview of the scene. Every one of them told me that it is impossible to spend more than two minutes in front of the computer waiting; if they have to read something in another language they quit rapidly, if they have to read more than 5 lines they give up immediately, if they cannot find an application (no matter how silly it could be) with a glimpse they prefer to do something else.

One company has taken steps to improve its services above its competitors, Facebook. I asked my friends and family about what Facebook has that others social networks lack. They agree that Facebook never stops, this company is bringing up new applications or games or services that everyone likes. A good friend of mine gave me a good example; he showed me a Facebook page in English and with only a click it was translate in seconds. Then he told me to go home and connect to Facebook, I did it and he made a video call for free also with a single click.

I do not really know how invasive are the social networks in our privacy, but I know that every single thing we upload to the internet is uploaded by us. We should be aware about what we are doing and if we would like that some things could be in the “cloud” of the internet for ever. Social networks are strong and powerful tools that can bring down anything or built anything from where nothing there was. We can take advantage of that and improve communications but what is in the internet is taken by internet user as public domain, which is false and dangerous.

For more info about the history of some social networks you can visit this page.

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09 US economy: The Tea Party is a real threat to America

Moya Lázaro, Fernando.

People know that taking apart anything is much easier than put it all together. We have learnt this lesson when we were children, when we dissembled one of our toys and we had to call our father to reassemble it. Politicians were also once children, although sometimes is hard to believe that it really happened, because of that they learnt the same lesson that you learnt; the difference is that some of them are having the same behavior in the political life, while we only have this behavior when we want to fix the remote control, which is impossible by the way.

It is true that nowadays the parties are much more similar in their messages than never, they cannot make a huge difference between them. Politicians have become state workers, when they should be opinion leaders, they should come up with new ideas to develop the society which they are working for. Nowadays they only huddle, throwing some stones from the bunch but not participating in the development of the country only waiting for their opportunity.

And what is the fastest way to reach a society which is sick and tired of their politics? Well, they use simple arguments. They only listen what the citizens are saying and repeat it, aggressively, thousands of times without giving any solutions only complaining about everything. In the case of the Tea Party, they use taxes but we have closer examples like the major of the town of Salt in Spain who is been using the problem of the immigration to get more votes or the voices in the Generalitat Valenciana crying for the imbalance in the money they are receiving from the central government compared with other regions. But we have to take a look to another movements like the 15-M; many of their supporters do not know what they are asking for or what measures the government should take; they only want a change but without knowing what change, how to do it and who does it, make the message is vague and ambiguous. Those weak arguments move the crowd although they do not know where they are really going.

The easiest arguments are always the most dangerous. Focusing on the Tea Party’s arguments we could agree with some of them, anyone likes to pay taxes or being unemployed, but taxes are necessary for the development of the country and to get the society more equal. But if we agree with the political ideas of the Tea Party, we should ask them how they would do it possible and what kind of society would bring up with the new line of thoughts. They want to change the society completely from head to toe, they want to decentralize all the decisions no matter what happen or who pay the consequences provided that they get results. The 15-M movement use some similar arguments, such as every decision has to be made by voting, decentralization or bringing down the government and set up assemblies instead.

In the hard times people think more individually but we are wrong because it is the time where we must think more globally. We have to be very careful because some of the ideas of these movements are valid and promising but they are not the solution. It is the time when the brightest people should come up and lead us, not with easy or fast solutions but good solutions for everyone. We are no longer kids but we still need a “father” to sort out the problems that we are not able to cope with, if we put our faith and fate on other “children’s” hands who only know how to break down the society; we will go back a century in rights, knowledge and well-being.

For more and better info about the Tea Party visit this link:

http://fores.blogs.uv.es/2011/07/31/03-us-economy-the-tea-party-is-a-real-threat-to-america/

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08 Europe on Sale

Now is the best time to buy a second-home in the countries which are in a worse situation due to the crisis in the EU. It could sound like we were talking like crows waiting for the last breath of who are agonize, but it could be a good deal for these countries’ economy.

The market which I know the most is the Spanish market as I worked in the construction sector for more than 15 years. But as I was reading the article and adding my previous knowledge of the sector, I realized that all the countries have almost the same structure and market, and more surprisingly the same way to take advantage of the foreigners who wanted to buy a second-home.

The article shows the major point of the market, the most popular among second-home buyers from north Europe and also among natives, sun and beach. The closer to the sea the property is the much you can ask for it. Now you can watch on TV a lot of news about the oversupply in the housing market; banks and owners want to get rid of properties which sometimes are driving them to the bankruptcy. So, we have offer and demand. Why they cannot match?

The economic situation is not the best right now, this is one point; bureaucracy is another problem along with taxes and mistrust. The last one is one that we have got by cheating costumers. What we do not realize is that a cheated costumer are actually, a thousand of lost costumers, we do not need more bad press abroad that we already have.

We should open up our housing market to the exterior and try to find new investors. It is not only a matter of the housing market, the sort of people who come to spend their holidays are also people who spend money in other services. It might be very good for some regions, although it is not the best way to develop a country but we have to take advantage of what we have and step up the investments there to fix a regular market in that sector.

It is not good for the country if the government only focus its attention to the holiday market; in fact it is a sign of weakness, poorness and dependency of the others. The government must manage the resources that it has the best way possible and it could get wealth from the second-housing market, but the government should not forget that the development of the country has to move forward not sideways. And also the citizens should not be dazzled of the glow of the big and easy money from beyond our border, we must force the government to invest money and effort in other sectors in the country; public education and public health are the most important foundations of the future, if we want a bright future we need bright people and for that we must seed knowledge before harvest the country’s profits.

This post is based in the following article: http://fores.blogs.uv.es/2011/10/03/04-europe-on-sale/

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Conclusion.

In my opinion, the weakness of Europe is our selfishness. It is not only a problem of the governments; it is a problem of all parts of the society. We should learn that what we think is our weakest point is our strength.

But the diversity of Europe is our best tool to go through the crisis successfully. It is really hard to focus on one objective but we must. We must not think locally, because economy is not longer local. No country can do anything alone in Europe, we need each other. It is true that it is the worst time for the EU. Many countries are thinking how bad is to belong to EU and have the same currency. Some governments reckon that it is not fair that Germany and France have to take every decision. But the reality is that they are pulling the rest of Europe forward. It is true that they do not want to lose their biggest market but despite that they are working for Europe.

As we all have our portion of reponsability, we should be concerned and worried about what we have done and what we must avoid for the future, every part of the society has to recognise its part of guilt and remember how we have got here. We must be prepared for the next years because they are going to be rough, we should be get use to another life style. We should remember how weak Europe is, how much diversity is in here is and how difficult is to put us all together in the same pace and with the same aim.

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Problems.

EU seems a huge lie; it is like a big market where anyone has tried to squeeze the last drop for himself. Germany and France are trying to save the major market they have, Greece, Italy, Portugal and even Spain are trying to get more from EU while a few years ago they were growing faster and higher than anyone, spending money that they had never had.  Even though, it seems catastrophic members of the EU only have one choice, move forward. It is becoming more and more difficult due to the selfishness of some members, but there are also political reasons.  So, what is the most worrying problem in the EU for normal people in the most affected crisis countries right now? The answer is clear, unemployment.

These “good” years of wealth brought also some future problems to the countries which were growing faster than never. Inflation was controlled at that time with borrowed money from an uncertain future that degenerate in one of the worst parts of the crisis for the normal people, the bursting of the housing market bubble worldwide. The real estate investments were brutal, people put there its saves of the whole life and now they are losing everything. Governments are unable to help in these cases because they have also problems with their loans; some countries are some deep in debt with banks that they almost belonged to them.

Economic problems bring political problems. In the past “good” years, political parties had discussions about some problems with languages, ecological problems or law issues. Now it is the time of the big politic, the big political game is played in tough situations. Everyone can manage a country when everything goes fine, but only good and professional politics can do it now. Are Angela Merkel and Nicolas Sarkozy those politicians? Well, what it is noticeable is that they are now in the wheel. Perhaps they are because their countries are the richer; or maybe there is no one else who is able to do it. Some people reckon they are playing with European countries like marionettes but banks and corporations are moving the principal strings of the presidents. Disbelieve is another huge problem, people do not trust politics anymore. Movements like the 15M, with all its ups and downs, are pointing this all over the world.

These facts are known for everyone, but there were also some society movements that are really interesting and worrying for the future. One was the mass abandon of the studies in some countries and how it affects to the unemployment and future development of a country. First we can take a look at what the unemployment rate by level of education is. People who has only primary or lower secondary education has the 16.2%, people who has secondary school the 9.1% and people who has tertiary education has the 5.5% ( Source: Eurostat). That means, education is the most differentiating factor in the labor market in the first world. In 2000 lots of people decided to give up with their studies and stated to work in a non-qualified job. The majority of the people, who are nowadays unemployed, are them. If we want to get over the crisis and to be prepared to the future as a federation of countries we need education. We can’t compete against labor of China or India.

But we should see further, there are not the same unemployment figures in Spain and in Belgium. So, what are doing the countries which have the lower rate of unemployment? They are taking advantage of the situation; they can offer jobs to foreign people who are very prepared students and craving for a job. If we add the sum; prepared students which preparation had been free for the countries that are receiving them, craving for a job and willing to do whatever to success in life. This is a very good material for the future

But this is not good for everyone, what happen with the countries which are suffering the brain drain? The future of these countries is being played right now.


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The game

Everyone has played this game on the same board; banks, speculators, people but also governments.

Banks have their own fault; they have been playing with money that did not belong to them, like retirement money from retired people in Germany and France. The majority of these funds were invested in subprime mortgages or Greece funds. Now they need to be rescued, again, because they are not earning as much money as they used to earn. There is going to be another recapitalization, people think that it is unfair; banks are getting money from the EU’s central government while they are suffering cutbacks in the most basic services. But Europe cannot afford the fall of the banks, if governments constrain the banks it could cause a depression. Banks cannot be pushed towards the edge, countries have to walk side by side with them because they have transformed, in the past years, into the real owners of the countries.

Politicians can push them towards a direction but smoothly. It is not fair, but there is not another way out so far, when things will go fine people must force a change but in the near future we should work together although we would have to cover our nose.

Speculators know how to take advantage of the tiniest crack of the system, and that is precisely what they have done. What is supposed to be the behavior of speculators? Governments and citizens are really mad at speculators, but they do not care a few years ago what speculators were doing. Furthermore, countries were playing with speculators, giving them tools to do their job because they were good for the economy, they moved the market and if the market is in movement, money is in movement. Taxes were higher than never.

What was happening with the citizens? A few years ago, a person who was able to become rich in a few months, without any preparation and taking advantage of others could become a king at economy. Everyone wanted to do the same, no matter who fell provided you rose higher than anyone. Who gave the legal tools to speculators? Who lend them money and followed their leads as they were gods? The same way it was given to them it could be taken from them, and it has to be done as soon as possible. It could be done in seconds but we run into the same problem, bureaucracy.

by Medi Belortaja

Governments have been playing a dangerous game. They have been playing with fire and now they get burnt. When governments thought they were wealthy, they gave everything to their citizens. It seemed to last forever, but then reality struck hard but not hard enough at the beginning. Governments were afraid to tell their citizens what was going to happen next. They had the figures but they decided to look aside and let the worries for the future because the “invisible hand of the market” would put everything in place sooner or later.

For some countries is late, too late. Greece is the best example, a place where a few years ago the government was able to show a strong image, now it worth nothing. It is an example of a government which gave all to their citizens; there was no future at that time only present. It happened all over Europe but mostly in the Mediterranean countries. Now we realize how bad things have been done when we look back and watch what governments have done with all their mighty. They had all the tools to improve the future but they only thought in the present.

People thought that they were rich; they owned much more money than ever, without noticing that this money must be paid back with interest. Governments supplied people, there was a job for everyone and the best thing is that you earned a lot of money. The math was simple; you were earning a lot of money, you wanted a big house, an expensive car, good clothes and a social life. Well, you were getting much more money than ever but not enough for everything; so we went to the bank and got a loan and a mortgage for forty years or more. People thought it would be paid in the future and the future was so bright and clear.

Why were we so blind? Several facts jointed, governments’ announcements were always promising, banks gave you as much money as you needed or wanted and people behavior changed. Home economy became into a dismiss economy. We were craving for the latest, trends were powerful and influenced in the behavior of the families which had never been a that high rate of consuming. All of these goods and services are been paid by loans right now. People should learn where their place is, we are not rich anymore and we are going to make the biggest effort never. Neither governments nor banks are going to suffer as much as families but we have to get use to it, the sooner the better.

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Some history.

In 2000 a huge step for the creation of a new Europe was taken. Many steps were made before this to create a new federation of nations in Europe. Napoleon Bonaparte had a dream of a united Europe, since then steps had been made little by little. Some ideas were atrocious, like Hitler’s or the very Napoleon. But after the World War II a new idea of a federation of Europe was starting. The break point was the fall of the Berlin Wall in 1980. That brings us to 2000, when every member of the EU, but UK, took the same currency. We all were so happy; we thought we would be stronger than the USA or China.

What have happened? Where is all of that? Weren’t we the same nation with differences? Wouldn’t we be working side by side forever? Reality hit us really hard in 2007, what we were dreaming for a long time was melted like a candle. The crisis took off like a rocket, fast and unstoppable, and then government mistakes, market mistakes and people mistakes started to emerge.That was the time when Europe should have been stronger than never, but it hesitated and in economy a second of hesitation means bankruptcy. It is true that there was not much room to make a U turn because the great dependency of the local governments and house economies of banks or markets. But this is not an excuse, Europe was shocked during the most important moments and events normally move faster that bureaucracy.

The headlines of the newspapers began to change, where you could read articles in 1999 like: “The hot spots are four countries on the periphery of the euro area—Finland, Ireland, Portugal and Spain—which are growing much faster than France, Germany and Italy.” And “There are reasons for optimism. Inflation is below 2% in all the fringe economies except Spain. There it has risen to 2.4%, mainly because of higher oil prices.”

You read in 2008: “Spain’s growth was only 1.2%, making this its weakest quarter for over a decade.”

The prices went up rapidly and economies went down fast. Unemployment in the society and inflation rates reached unexpected figures.

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Introduction

On Wednesday October 12th, the tiniest member of the EU, Slovakia, stopped an important agreement to expand bailout funds for nations which are deep in debt. That is not as important as the image of completely weakness of Europe. Actions like this show us how weak Europe is. We thought we could be like USA but keeping our own status.

There was a time when politicians could have tried to move a European federation further. But it would have meant to lose part of our independence as independent countries; and this is impossible. Disagreement is one of the most used words when a newspaper is talking about Euro bailout funds or plans for fighting against the high sovereign debt.

There have always been euro-skeptics, but they were lonely voices while the crowd was shouting in favor of the European Union. Now things have turned around and euro-skeptics have an important role in the political agenda. Why were they so few years ago and nowadays even politics who have been defending the EU are having second thoughts? As always, we are talking about money. Do we have to save the boat, sink with it or try to bail water out of the boat to save what we have able to achieve so far?

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07 Who Will Win the Media Battle of Britain?

Moya Lázaro, Fernando.

Newspapers have always had great influence as opinion makers. Knowledge is power; and what Murdock’s empire has been doing is what every dominant culture has been doing since the world is world. Christianity was one of the first to control the information. At that time, if you wanted to know how to read, you had to go where a church was and read what they provided to you. If you wanted to improve your education you have to turn into one of them and belong ever since to the Latin Church. When European countries decided to take advantage of Africa, in what is called Imperialism and what should be called how to rip apart a whole continent to feed big fat greedy bellies, they used the innocence of the natives and twisting the news which they sent to Europe. A new era began with the creation of the USSR, manipulation was worst than never and many has learnt how to do it following the main lines. Like a genius at manipulation and control called Joseph Goebbels.

What do they all have in common with the Murdock’s empire? Well, all of them use whatever takes to achieve their objectives. It is incredible how the empire spread its tentacles in the crow, government and the police and that was in England; what about USA?.There had not been any USA president without the support of Murdock. What a lovely coincidence.

The empire did not stop until it reaches what it wants. But, what was the “empire” seeking?  Money? The empire has enough that is for sure; so what? Power, the empire wants to be the opinion maker for excellence. If we read the articles we realize that the «empire» had nearly had the job done. Murdock has only lost a battle not the war, and he has many resources to make it possible.Yes, he was forced to close down News of the World, but it was a scapegoat like all the people who were arrested. Murdock’s empire has many newspapers, television channels and radios. Murdock’s empire has also many servants everywhere and they are so deep in the mood that they do what their master tells. There is no room for second thoughts in the «empire».

The royal family is a great deal but one can understand some tricks to get information, not all of them but some. But what happened with Milly Dowler is something so dark and dirty. I cannot imagine what crossed through the mind of the responsible of doing that. Playing with the hopes of the family only for… for what? This is my question; Why? It does not make any sense, people who has families, who know how hard is to be waiting for a child because he is two minutes late. But the emperor wants results and he is not going to wait too long for them. They had a choice but when the dark side is calling is really difficult to say no, eh Rupert…

Photo source: http://stevenmarkham.wordpress.com

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06 BBC Talking Business

Moya Lázaro, Fernando.

Giving a speech or a presentation is something really difficult for Spanish people because we have never been taught on how to do it. It is a matter of education; in the Anglo-Saxon education children learn from the very early age how to express their ideas in front of people. In Spain, there are many students that have never  been in front of their class to expose or uphold his work. I know some American people and Canadian, and they told me that they gave presentations when they were at school more than four times a month.

In the web site we can learn useful sentences and tips. But we cannot get confidence through studying. So, we have to get it from ourselves. It doesn’t matter how long it takes, because it is so essential for us that we have to bring down this barrier by all means. When you get confidence, it doesn’t come alone. It comes with fluency, brightness and clarity. Vocabulary is important but firstly, it is better to know how to use properly the vocabulary that you already have. This is a lesson that I must take soon…

One valuable point is also the pauses. A well-done pause points out what you want to communicate, and also gives time to the audience to understand every point and ingrain the ideas. Some of the most shocking words were never said. You only have to remember how your father looked at you when you did something wrong, yes, he did not need words.

Why does it happen more to Spaniards? This fear comes from culture. We are too self-conscious and we are ashamed of what we have not done yet. People from UK or Canada or EUA love accents and mispronounced words; they don’t care whether you make mistakes or not; provided that your message is clear. This is one of the multiple things that we have to learn from Anglo-Saxon culture because if Spanish people were polite, punctual (something almost impossible), confident and good communicators, we would be a major country.

For further information about talking business:

http://www.bbc.co.uk/worldservice/learningenglish/business/talkingbusiness/

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05 Copyright and you

Moya Lázaro, Fernando.

The rights of the authors have ever been important, and a subject of debate. But when the first copyright act was enacted no one could have thought what would come in 200 years.

Although, the changes have been progressive for decades, in terms of copyright, there is a fact that has changed everything, the internet. Before the arrival of the internet, the rights of the author were easily defended, comparing with the situation now a day.

The internet has changed the view of the property of the creative work. People have started to find everything on the internet, sometimes without seeking it. We don’t know how exactly the internet works before trying to download what we want. We don’t consider who has put his effort, his believes, thoughts, money and hours in a work, we don’t care about who the author, the creator is. It is the most unfair deal, you put all your effort and everyone in the world can take advantage of it, no matter if they have paid for it or they only have clicked in a website which is earning a lot of money showing you some porno. You can download the Bible if you agree to see some ads of porno web sites.

We must put ourselves on the spot and consider if we were willing to work for days, or years, and would get nothing because everyone thinks that you don’t have the right to get money nor acknowledgment for your own work.

If it is not reasonable for anyone, why do people still break the law? It is easy, fast and cheap this is the reason. We can put all the excuses that we can make up, but in the end we know that what we are doing is cheating. We would not be able to hold any arguments in front of an author, well perhaps some people could, but not the majority. We would probably say that he is totally right and we would support him in every step he would take, afterwards we would head up home and we would download something because there would be nothing interesting on the TV.

The solution is so far away. The creations are the same everywhere, but the laws to protect them are different in each country. We should not talk only about laws; it would be like saying that if we do not have laws we do not behave as a human being. We have our own fault; if something it is not prohibited that does not mean that it is right. We are always trying to find the tiniest crack to trick.

Downloading copies of a work is part of the society now a day. Authors, companies and governments should try to work each one in its sector to change the trend. I wish I had the answer to change it, but sadly I have no idea. What I know for sure is that authors won’t keep working for free forever and the whole mankind is losing great things every time someone reckons that it is not worth to work for nothing.

For further information about Copyright act and Fair Dealing:

http://uvpress.blogs.uv.es/2011/08/05/03-copyright-and-you-new-requirements-start-sept-1/

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04 When Knowledge Isn’t Written, Does It Still Count?

Moya Lázaro, Fernando.

To understand this essay it is essential to read this article: http://uvpress.blogs.uv.es/2011/08/09/03-when-knowledge-isn%E2%80%99t-written-does-it-still-count/

Wikipedia is one of the best resources internet has given. It gives so much information that it would be impossible to print out in any way; even more, that information is being renewed every second. And it is so easy to use that even an 8-year-old child uses it with ease; but all of these are not the best about Wikipedia, the best is that is free for anyone.

Wikipedia is where anyone goes when wants to find out something; students, professionals, housewives everyone who wants accurate information goes there. That is a huge responsibility for Wikipedia; the majority of the people who go to Wikipedia don’t check the information. What makes Wikipedia so reliable? People who are working there for free make very little mistakes, sometimes there is something which slips out but that is corrected immediately.

As we can read in the article, some Wikipedia members are trying to find new ways to put all the knowledge in the site. They have really good ideas but they should be done carefully. What Wikipedia has achieved could be easily lost. Wikipedia has been using a true-and-tried method successfully, but the idea of Mr. Prabhala means that this method has to be done in another way, a difficult one.

As a conclusion, I must say that I don’t believe that telephone calls or interviews are the best way to proof that information is true. The vision of the people about the same aspect is very different, for example, I make paella every week, and the way I make it differs so much than how my mother makes it that she certainly thinks that her way is the way it should be made. What I mean is that Mr. Prabhala method is a risk, but if it is done correctly it will be a huge advance in sharing information in the internet.

URL:

http://uvpress.blogs.uv.es/2011/08/09/03-when-knowledge-isn%E2%80%99t-written-does-it-still-count/

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03 Out of Control: The Destructive Power of the Financial Markets

Moya Lázaro, Fernando.

To understand this essay is essential to read this article:   http://www.spiegel.de/international/business/0,1518,781590,00.html

Becoming richer has never been so easy to who were already wealthy. On the contrary, a few years ago we were all rich; at least it is what we thought. Now benefits are not in the subprime mortgages nor in new technologies; now it is speculation.

Speculators play with the money of several investors and get quick and large benefits; no matter who or what is damaged. They also seek for any little crack in the system, and if they don’t find one, well they can create one. Currently, anyone controls the market; every little rumor is taken as a fact. In this jumpy state, speculators play harder than ever to take advantage of the fear and anxiety of the markets.

The governments are unable to do anything against these movements. They have lost their power because they are not blameless; the accumulation of debt left them in the weakest position in front of banks and corporations. Nowadays it is almost impossible to countries to put their bonds into the market. Banks are nearly the owners of countries.

A few months ago, banks were in the edge, but they made themselves essentials for governments. Governments worldwide gave bailouts to banks and save them from where they put themselves. What were governments so afraid of?

Markets should be controlled; they have shown many times that if they are left in their own will the system doesn’t work. Players think individually, and it is normal, and try to get more money, and it is normal too. But what happen when they don’t get the results they were looking for? Someone has to pay, no matter who is swept away, a person, a culture, a country.

Bankers, as players, have been designing complicate product to take out of nowhere as much benefits as they can. They think that a quiet market doesn’t produce quick benefits; they are craving for picks and valleys. But it means that the market is anxious, so a rumor can lead a country or a company to dance on the edge of the bankruptcy. Like Greece, no matter what it does to tame the crisis, because in one second a whisper in Germany could collapse the whole UE. When these actions are bad for countries is very easy to stop them, but governments are always one, or ten, steps behind; and sometimes it seems that they want to be there. As I read that investors are increasingly using computer to predict and move faster in markets, I realized that governments have no chance.

I don’t know how to manage the information about Italy and Deutsche Bank. On one hand, I think that Deutsche bank’s behavior is what anyone expects. If I had been in charge of the bonds’ section and I had known that Italian bonds would fall down; I would have done the same as Deutsche Bank did. But on the other hand, Deutsche Bank could have had privileged information or they could have created the crisis of the Italian bonds intentionally.

Governments have a rough time in front of them. They have to fight against the crisis, while they try not to make big players angry and not leaving them on their own. Also trying to cope with their communities which don’t trust in them, they are not opinion leaders anymore, they are statesmen so far from people that they only persuade them with monetary assistance.

There is no one at the wheel in Europe; we have fewer options as the time goes by. So, or the EU leaders go into a room, seal themselves and they don’t leave it until they reach an agreement to work together or the EU is finished.

URL:

http://www.spiegel.de/international/business/0,1518,781590,00.html

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02 Speculating with Lives How Global Investors Make Money Out of Hunger

Moya Lázaro, Fernando

To understand this essay is essential to read this article: http://uvpress.blogs.uv.es/2011/09/02/04-speculating-with-lives/

I have just started studying this degree and I am realizing that I was living blindfolded. I am the older at class, I had been working since a year ago and I used to think that I was well informed. But reality is hitting me hard. I did not know anything about these “economic engineering”.

People are greedy. It is a human condition but we should try to earn money and try not to hurt anyone (or at least we should do our best). This is not part of the crisis because the movements to change the commodities market began years ago. It is a factor which gets worse the situation of the poorest. The first world would hardly go through a food crisis, but if this happened; what would happen with the third world? I do not want to think about it because there are millions of people starving right now, so it would multiple by hundreds.

The article shows us a view of the market, not only physically but also a moral view. When the reporter describes the place as a big rubbish bin with men who think only in what happens inside their “castle”. We also see their minds which are as dirty as the floor is.

In Africa and Asia they have been fighting against the greed of the “white people” since Europe and United States decided to look for new markets. It was in the 19th century but we still find ways to make them more miserable, to keep sucking all their resources. They also got improvements, but does it worth? I think it could have been done otherwise. In fact, it can be done otherwise.

The funniest thing is that they know how bad they are doing it. There is a paragraph crystal clear about it in the article. How they manage to leave the discussion about how they are promoting poverty and what measures they could take to change it.

We hear, from time to time, that the poverty is caused by droughts, civil wars,  bad politics in poor countries… Is that all? Is not there anything more? Is it only caused by the weather, or their own problems or the decisions of some natives?

We can not blame the investors about everything. Investors are interested on how quick they can make money and specially a secure place to invest. Governments are guilty, of course, but sometimes corporations don’t give the chance to the governments. And some goverments are in reality corporations.

We know that there is enough food to feed everyone, but there are millions of people starving. Does everything boil down to the speculators? Is the law of the supply and demand obsolete? Were all of us wrong about how the market is suppose to go?

You could think that Adam Smith made a huge mistake, reading an article like this; there is not an invisible hand that regulates the market. There is no mercy, no regret in business; only profit and loss

URL’s:

http://uvpress.blogs.uv.es/2011/09/02/04-speculating-with-lives/

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01 How Goldman Sachs created the Food Crisis


Moya Lázaro, Fernando

To understand this essay is essential to read this article:http://uvpress.blogs.uv.es/2011/09/13/04-how-goldman-sachs-created-the-food-crisis/

Greed is what moves money. Goldman Sachs managers were extremely clever when they saw the opportunities that making a new way of trading in the commodities market would offer them.  But, how did they get it? Wasn’t there an institution to monitor and protect?

Doing a little research, I found out that Goldman Sachs had been disposing their men in the USA governments’ influential positions. Goldman Sachs is not a company that supports republicans or democrats; they have been working and making donations to both of them. They worked with the Clinton’s administration, Bush’s administration and finally they have some people in Obama’s administration.

What are the compensations? Well, the executives return to the firm with an agenda full of influential contacts and they have already ingrained the ideas of the company in the political agenda.

Are we able to do anything? As long as we are in a crisis, we are only concerned about our pocket. We take our hand out of the pocket and see how much money we have left; we don’t raise our head and watch the whole picture of what is happening and why people are starving. In fact, if we had the opportunity of making money quickly, we wouldn’t care about what happened to the others.

We should have done something when we had the chance. The time to do things is when the economy is wealthy, when there is a crisis it is impossible.

Did Goldman Sachs really create the food crisis? Yes, they did the best they could to make it possible, but we are not blameless. We looked aside when we shouldn’t have done it. We can say “I did not know what Goldman Sachs was doing.” But we did not know or we did not want to know.

URL’s:

http://uvpress.blogs.uv.es/2011/09/13/04-how-goldman-sachs-created-the-food-crisis/

http://www.infowars.com/obama-administration-goldman-sachs-from-top-to-bottom/

http://www.commondreams.org/headlines06/0820-06.htm

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